New Delhi: Reserve Bank of India (RBI) ne Monetary Policy Committee (MPC) ki meeting ke baad repo rate ko 5.25% par hi barkarar rakhne ka faisla liya hai. Is faisle ke baad home loan, car loan aur personal loan ki EMI mein filhaal kisi tarah ki kami nahi hogi.
RBI Governor ne kaha ki desh mein inflation ki sthiti pehle ke mukable behtar zaroor hui hai, lekin global economic uncertainty aur food prices ko dekhte hue central bank ne abhi interest rates mein koi badlav na karne ka faisla liya hai.
Repo rate wahi dar hoti hai jis par RBI commercial banks ko paisa udhaar deta hai. Jab repo rate kam hoti hai to loan saste hone ki sambhavna badh jaati hai, jabki rate barkarar rehne se banks bhi apni lending rates mein turant badlav nahi karte.
Experts ka maanna hai ki RBI ka yeh decision economy mein stability banaye rakhne aur inflation ko control mein rakhne ke liye liya gaya hai. Agar aane wale mahino mein mehengai aur global market ki sthiti aur sudharti hai, to future policy meetings mein interest rates ko lekar naye faisle liye ja sakte hain.
Filhaal, lakhon home loan borrowers aur naye loan lene ki planning kar rahe logon ko EMI mein kisi rahat ke liye ab agli RBI Monetary Policy ka intezar karna hoga.